Credit Card Minimum Payments: How Long and How Much?
by Creouts Publishing © 2026
Price: $3 USD
Subjects: finance
Grades: 9,10,11,12,15
Description
STEP 4 of Run the Numbers Before You Sign (Teen and Adult Money), after Step 3 (Debt-to-Income). Also in the series bundle. A self-checking credit card escape room for Grades 9-12, adult beginners and homeschool. A made-up card holder, Mia, pays off a $3,000 balance; 4 doors are locked. Slips such as APR used as a monthly rate land on wrong letters. 28 cards, 20 scored. WHAT IT TEACHES One month on the deck's made-up card (3% or $25 minimum; real cards differ), a payoff table worked out month by month (minimum only vs fixed $100, $150, $300), interest paid, months and years, saving first then paying cash, and what-ifs (APR change, late fee, new spending). Ends with a think-it-through card. HOW IT WORKS - Each room opens with a learn card. 16 clue cards (type or tap), 4 door codes. - Boom scores every answer at once; two tap-to-show hints per question. For general education only. Not financial, legal or tax advice. All people, lenders, prices and rates are made up. Rules, rates and costs differ by country and change over time. For decisions about your own money, speak to a licensed professional. ACCURACY Answers checked by our own software and by AI test solves from the cards alone. Not tested with a class. No process is perfect; if you spot an error, please tell us through the store's feedback. HOW IT WAS MADE Text written with AI assistance and fact-checked. All images are drawn in code; no AI image generators were used. No sound.
Acknowledgements
Text font: Atkinson Hyperlegible, (c) Braille Institute of America, SIL Open Font License 1.1.