Home Loan Stress Test: Rate Rise, Job Loss and a Buffer
by Creouts Publishing © 2026
Price: $3 USD
Subjects: finance
Grades: 9,10,11,12,15
Description
STEP 12 of Run the Numbers Before You Sign (Teen and Adult Money), after Step 11 (City or Further Out). Also in the series bundle. A self-checking home loan stress test escape room for Grades 9-12, adult beginners and homeschool. A made-up household, Sam and Kai, test a $300,000 loan; 4 doors are locked. Slips such as a yearly rate used as a monthly rate land on wrong letters. 28 cards, 20 scored. WHAT IT TEACHES Payments from a made-up table, a rate 2 percentage points higher, a smaller loan, share of take-home pay, one income stopping, buffer months, 360 payments vs a job history with gaps, a rate reset after 5 of 30 years and a sale after 5 years. Rate rises are what-ifs, not forecasts. Ends with a think-it-through card. HOW IT WORKS - Each room opens with a learn card. 16 clue cards (type or tap), 4 door codes. - Boom scores every answer at once; two tap-to-show hints per question. For general education only. Not financial, legal or tax advice. All people, lenders, prices and rates are made up. Rules, rates and costs differ by country and change over time. For decisions about your own money, speak to a licensed professional. ACCURACY Answers checked by our own software and by AI test solves from the cards alone. Not tested with a class. No process is perfect; if you spot an error, please tell us through the store's feedback. HOW IT WAS MADE Text written with AI assistance and fact-checked. All images are drawn in code; no AI image generators were used. No sound.
Acknowledgements
Text font: Atkinson Hyperlegible, (c) Braille Institute of America, SIL Open Font License 1.1.