Where Does the Payment Go? Home Loan Interest vs Principal
by Creouts Publishing © 2026
Price: $3 USD
Subjects: finance
Grades: 9,10,11,12,15
Description
STEP 8 of Run the Numbers Before You Sign (Teen and Adult Money), after Step 7 (Study Routes Compared). Also in the series bundle. A self-checking home loan escape room for Grades 9-12, adult beginners and homeschool. A made-up buyer, Sam, has a $400,000 loan over 30 years; 4 doors are locked. Slips land on wrong letters. 28 cards, 20 scored. WHAT IT TEACHES One payment split into interest and principal, a balance chart year by year (in this example, fully paid off in year 30), what is owed after 10 of 30 years at 3% to 9%, the same loan three other ways (15 years, $500 extra a month, save first and borrow $60,000), and what-ifs (a higher rate, selling after 5 years, one income stops). Ends with a think-it-through card. HOW IT WORKS - Each room opens with a learn card. 16 clue cards (type or tap), 4 door codes. - Boom scores every answer at once; two tap-to-show hints per question. For general education only. Not financial, legal or tax advice. All people, lenders, prices and rates are made up. Rules, rates and costs differ by country and change over time. For decisions about your own money, speak to a licensed professional. ACCURACY Answers checked by our own software and by AI test solves from the cards alone. Not tested with a class. No process is perfect; if you spot an error, please tell us through the store's feedback. HOW IT WAS MADE Text written with AI assistance and fact-checked. All images are drawn in code; no AI image generators were used. No sound.
Acknowledgements
Text font: Atkinson Hyperlegible, (c) Braille Institute of America, SIL Open Font License 1.1.